{"id":18895,"date":"2025-06-25T11:37:47","date_gmt":"2025-06-25T01:37:47","guid":{"rendered":"https:\/\/emen8.com.au\/uncategorized\/private-health-insurance-for-gay-and-bisexual-men-on-visas-in-australia\/"},"modified":"2026-08-04T09:54:49","modified_gmt":"2026-08-03T23:54:49","slug":"private-health-insurance-for-gay-and-bisexual-men-on-visas-in-australia","status":"publish","type":"post","link":"https:\/\/emen8.com.au\/zh-hans\/health\/sexual-health\/private-health-insurance-for-gay-and-bisexual-men-on-visas-in-australia\/","title":{"rendered":"\u6fb3\u5927\u5229\u4e9a\u7537\u540c\u6027\u604b\u4e0e\u53cc\u6027\u604b\u7fa4\u4f53\u7684\u79c1\u4eba\u533b\u7597\u4fdd\u9669"},"content":{"rendered":"\n<p class=\"p1 wp-block-paragraph\">\u6709\u4e9b\u4e34\u65f6\u7b7e\u8bc1\u6301\u6709\u8005\u9700\u8981\u5728\u6fb3\u5927\u5229\u4e9a\u8d2d\u4e70\u79c1\u4eba\u533b\u7597\u4fdd\u9669\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u672c\u6587\u5c06\u4ecb\u7ecd\u6301\u6fb3\u5927\u5229\u4e9a\u7b7e\u8bc1\u7684\u7537\u540c\u6027\u604b\u548c\u53cc\u6027\u604b\u7537\u6027\u5982\u4f55\u9009\u62e9\u79c1\u4eba\u533b\u4fdd\u3002\u6211\u4eec\u8fd8\u5c06\u8ba8\u8bba\u533b\u7597\u4fdd\u9669\u7684\u8d39\u7528\u4ee5\u53ca\u8d2d\u4e70\u9014\u5f84\u3002\u6211\u4eec\u8fd8\u5c06\u8bf4\u660e\u5982\u4f55\u5229\u7528\u4fdd\u9669\u83b7\u53d6\u7537\u540c\u6027\u604b\u548c\u53cc\u6027\u604b\u7537\u6027\u6240\u9700\u7684\u6027\u5065\u5eb7\u670d\u52a1\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u4e0a\u5185\u5bb9\u4ec5\u4e3a\u533b\u7597\u4fdd\u9669\u7684\u4e00\u822c\u4fe1\u606f\u3002\u60a8\u6240\u9700\u7684\u4fdd\u9669\u53d6\u51b3\u4e8e\u60a8\u7684\u7b7e\u8bc1\u7c7b\u578b\u548c\u4e2a\u4eba\u60c5\u51b5\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u9700\u4e86\u89e3\u4e0d\u540c\u8bed\u8a00\u7684\u536b\u751f\u7cfb\u7edf\u4fe1\u606f\uff0c\u8bf7\u8bbf\u95ee<a href=\"https:\/\/www.mhahs.org.au\/index.php\/en\/hiv\/health-system\" target=\"_blank\" rel=\"noreferrer noopener\"> HIV \u548c\u809d\u708e\u591a\u5143\u6587\u5316\u670d\u52a1\u4e2d\u5fc3<\/a>\u3002\u5b83\u63d0\u4f9b\u963f\u62c9\u4f2f\u6587\u3001\u4e2d\u6587\u3001\u5370\u5c3c\u6587\u3001\u9ad8\u68c9\u6587\u3001\u897f\u73ed\u7259\u6587\u3001\u6cf0\u6587\u548c\u8d8a\u5357\u6587\u7248\u672c\u7684\u4fe1\u606f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u672c\u6587\u5c06\u6db5\u76d6\uff1a<\/strong><\/p>\n\n\n<nav class=\"table-of-contents\" role=\"navigation\" aria-label=\"Article sections\" data-toc><ul class=\"toc-list\"><\/ul><\/nav>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u4ec0\u4e48\u662f\u6fb3\u5927\u5229\u4e9a\u7684\u533b\u7597\u4fdd\u9669\"><strong>\u4ec0\u4e48\u662f\u6fb3\u5927\u5229\u4e9a\u7684\u533b\u7597\u4fdd\u9669\uff1f<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u533b\u7597\u4fdd\u9669\u53ef\u4ee5\u5e2e\u52a9\u60a8\u652f\u4ed8\u5728\u6fb3\u5927\u5229\u4e9a\u5c45\u4f4f\u671f\u95f4\u7684\u533b\u7597\u8d39\u7528\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6709\u4e9b\u7b7e\u8bc1\u5141\u8bb8\u60a8\u83b7\u5f97 <a href=\"https:\/\/mhahs.org.au\/index.php\/mn\/hiv\/health-system\" target=\"_blank\" rel=\"noreferrer noopener\">Medicare \u5361<\/a>\u3002Medicare \u53ef\u5e2e\u52a9\u60a8\u652f\u4ed8\u4e00\u4e9b\u533b\u7597\u8d39\u7528\uff0c\u4f8b\u5982\u62bd\u8840\u68c0\u67e5\u3002\u67e5\u770b\u60a8\u662f\u5426\u53ef\u4ee5<a href=\"https:\/\/www.servicesaustralia.gov.au\/enrolling-medicare?context=60092\" target=\"_blank\" rel=\"noreferrer noopener\">\u5728\u8fd9\u91cc\u83b7\u5f97 Medicare<\/a>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u60a8\u65e0\u6cd5\u83b7\u5f97 Medicare\uff0c\u60a8\u5c06\u9700\u8981\u79c1\u4eba\u533b\u4fdd\u3002\u79c1\u4eba\u533b\u4fdd\u9700\u8981\u81ea\u8d39\u8d2d\u4e70\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u79c1\u4eba\u533b\u4fdd\u7684\u4fdd\u9669\u8303\u56f4\"><strong>\u79c1\u4eba\u533b\u4fdd\u7684\u4fdd\u9669\u8303\u56f4\uff1f<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6709\u591a\u79cd\u7c7b\u578b\u7684\u4fdd\u9669\u6db5\u76d6\u4e0d\u540c\u7684\u533b\u7597\u670d\u52a1\u3002\u60a8\u7684\u4fdd\u9669\u53ef\u80fd\u6709\u52a9\u4e8e\u652f\u4ed8\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53bb\u533b\u9662\u7684\u8d39\u7528<\/li>\n\n\n\n<li>\u770b\u533b\u751f\u7684\u8d39\u7528<\/li>\n\n\n\n<li>\u90e8\u5206\u836f\u8d39\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5728\u54ea\u91cc\u53ef\u4ee5\u8d2d\u4e70\u79c1\u4eba\u533b\u4fdd\"><strong>\u5728\u54ea\u91cc\u53ef\u4ee5\u8d2d\u4e70\u79c1\u4eba\u533b\u4fdd\uff1f<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6fb3\u5927\u5229\u4e9a\u7684\u8bb8\u591a\u516c\u53f8\u90fd\u63d0\u4f9b\u79c1\u4eba\u533b\u4fdd\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8bf7\u52a1\u5fc5\u68c0\u67e5\u60a8\u7684\u4fdd\u5355\u6db5\u76d6\u54ea\u4e9b\u5185\u5bb9\u3002\u8fd9\u5c06\u5e2e\u52a9\u60a8\u652f\u4ed8\u4e00\u4e9b\u533b\u7597\u548c\u4f4f\u9662\u8d39\u7528\u3002\u5b83\u53ef\u80fd\u6db5\u76d6\u4e00\u4e9b\u836f\u7269\uff0c\u4f8b\u5982 <a href=\"https:\/\/emen8.com.au\/knowledge-hub\/hiv-prevention\/prep\/\">PrEP<\/a> \u3002\u53e6\u5916\uff0c\u68c0\u67e5\u4fdd\u9669\u662f\u5426\u7b26\u5408\u60a8\u7684\u7b7e\u8bc1\u8981\u6c42\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e34\u65f6\u7b7e\u8bc1\u6301\u6709\u4eba\u901a\u5e38\u6709\u4e24\u79cd\u4fdd\u9669\u9009\u62e9\u3002\u60a8\u53ef\u4ee5\u70b9\u51fb\u94fe\u63a5\u83b7\u53d6\u66f4\u591a\u4fe1\u606f\u548c\u4fdd\u9669\u65b9\u6848\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.privatehealth.gov.au\/health_insurance\/overseas\/overseas_student_health_cover.htm\" target=\"_blank\" rel=\"noreferrer noopener\">\u6d77\u5916\u5b66\u751f\u4fdd\u9669\uff08OSHC<\/a>)\u2014\u8bb8\u591a\u5927\u5b66\u8fd8\u5728\u6821\u56ed\u5185\u63d0\u4f9b\u5ec9\u4ef7\u6216\u514d\u8d39\u7684\u533b\u7597\u670d\u52a1<\/li>\n\n\n\n<li><a href=\"https:\/\/www.privatehealth.gov.au\/health_insurance\/overseas\/overseas_visitors_health_cover.htm\" target=\"_blank\" rel=\"noreferrer noopener\">\u6d77\u5916\u8bbf\u5ba2\u4fdd\u9669\uff08OVHC<\/a>)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u6fb3\u5927\u5229\u4e9a\u7684\u79c1\u4eba\u533b\u4fdd\u8d39\u7528\"><strong>\u6fb3\u5927\u5229\u4e9a\u7684\u79c1\u4eba\u533b\u4fdd\u8d39\u7528\uff1f<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u8d39\u7528\u6839\u636e\u5176\u6db5\u76d6\u7684\u533b\u7597\u670d\u52a1\u800c\u53d8\u5316\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u57fa\u672c\u4fdd\u8d39\u6bcf\u5e74\u7ea6 600 \u6fb3\u5143\u3002\u5982\u679c\u60a8\u60f3\u8981\u66f4\u591a\u7684\u4fdd\u969c\uff0c\u4f8b\u5982\u53bb\u770b\u7259\u533b\uff0c\u8fd9\u53ef\u80fd\u4f1a\u82b1\u8d39\u66f4\u591a\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6709\u65f6\u60a8\u9700\u8981\u5148\u81ea\u4ed8\u770b\u8bca\u8d39\u7528\uff0c\u518d\u5c06\u8d26\u5355\u63d0\u4ea4\u7ed9\u4fdd\u9669\u516c\u53f8\u62a5\u9500\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u81ea\u4ed8\u8d39\u7528\"><strong>\u81ea\u4ed8\u8d39\u7528<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u67d0\u4e9b\u7279\u6b8a\u533b\u7597\u670d\u52a1\u9700\u8981\u60a8\u81ea\u884c\u652f\u4ed8\u4e00\u5c0f\u90e8\u5206\u8d39\u7528\u3002\u8fd9\u88ab\u79f0\u4e3a\u201c\u81ea\u4ed8\u8d39\u7528\u201d\u6216\u201c\u5dee\u989d\u652f\u4ed8\u201d\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982\uff0c\u82e5\u60a8\u9700\u8981\u505a X \u5149\u68c0\u67e5\uff0c\u53ef\u80fd\u9700\u8981\u81ea\u4ed8\u4e00\u90e8\u5206\u8d39\u7528\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u7b49\u5f85\u671f\"><strong>\u7b49\u5f85\u671f<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d2d\u4e70\u4fdd\u9669\u540e\uff0c\u60a8\u53ef\u80fd\u9700\u8981\u7b49\u5f85\u4e00\u6bb5\u65f6\u95f4\u624d\u80fd\u4eab\u53d7\u76f8\u5173\u533b\u7597\u670d\u52a1\u3002\u8fd9\u6bb5\u65f6\u95f4\u662f\u201c\u7b49\u5f85\u671f\u201d\uff0c\u5927\u7ea6\u9700\u8981 2 \u4e2a\u6708\u8d77\u3002\u770b<a href=\"https:\/\/emen8.com.au\/zh-hans\/health\/sexual-health\/medicare-what-is-it-and-what-does-it-cover\/\">\u5168\u79d1\u533b\u751f (GP)<\/a>\u6216\u8fdb\u884c <a href=\"\/zh-hans\/?p=18771\">HIV \u68c0\u6d4b<\/a>\u65e0\u9700\u7b49\u5f85\u671f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u60a8\u5df2\u6709\u67d0\u79cd\u75be\u75c5\uff0c\u76f8\u5173\u6cbb\u7597\u53ef\u80fd\u4ecd\u9700\u7b49\u5f85\u671f\u3002HIV \u5728\u672c\u5730\u88ab\u89c6\u4e3a\u65e2\u6709\u533b\u7597\u72b6\u51b5\u3002<a href=\"https:\/\/napwha.org.au\/resource\/10-treatment-factsheet-is-it-worth-getting-health-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">HIV \u611f\u67d3\u8005<\/a>\u4ecd\u7136\u53ef\u4ee5\u5728\u6fb3\u5927\u5229\u4e9a\u83b7\u5f97\u533b\u4fdd\u3002\u7533\u8bf7\u4fdd\u9669\u65f6\uff0c\u60a8\u65e0\u9700\u7533\u62a5\u81ea\u5df1\u7684 HIV \u72b6\u51b5\u3002\u6d89\u53ca HIV \u7684\u4f4f\u9662\u6cbb\u7597\u53ef\u80fd\u4f1a\u6709\u7b49\u5f85\u671f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u5927\u591a\u6570\u516c\u7acb\u533b\u9662\u836f\u623f\u53ca\u90e8\u5206\u6027\u5065\u5eb7\u4e2d\u5fc3\uff0c\u5373\u4f7f\u6ca1\u6709\u4fdd\u9669\uff0c<a href=\"https:\/\/emen8.com.au\/health\/sexual-health\/how-to-get-free-hiv-treatment-in-australia-without-medicare\/\">HIV \u6cbb\u7597\u4e5f\u662f\u514d\u8d39\u7684<\/a>\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u6301\u6709\u7b7e\u8bc1\u7684\u7537\u540c\u6027\u604b\u548c\u53cc\u6027\u604b\u7537\u6027\u7684\u6027\u5065\u5eb7\"><strong>\u6301\u6709\u7b7e\u8bc1\u7684\u7537\u540c\u6027\u604b\u548c\u53cc\u6027\u604b\u7537\u6027\u7684\u6027\u5065\u5eb7<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u60a8\u7684\u4fdd\u9669\u53ef\u80fd\u6db5\u76d6<a href=\"https:\/\/emen8.com.au\/zh-hans\/knowledge-hub\/testing\/all-about-testing\/\">\u533b\u751f\u8fdb\u884c\u7684 HIV \u6216\u5176\u4ed6\u6027\u4f20\u64ad\u611f\u67d3\u68c0\u6d4b\u3002<\/a>\u8fd9\u4e9b\u662f\u5355\u72ec\u7684\u68c0\u6d4b\uff1b\u8bf7\u8bb0\u4f4f\u540c\u65f6\u8981\u6c42\u505a\u4e24\u79cd\u68c0\u6d4b\u3002\u60a8\u8fd8\u53ef\u4ee5\u4ece\u533b\u751f\u90a3\u91cc\u83b7\u5f97 <a href=\"https:\/\/emen8.com.au\/zh-hans\/knowledge-hub\/hiv-prevention\/prep\/\">PrEP<\/a> \u5904\u65b9\uff0c\u4ee5\u5728\u53d1\u751f\u6027\u884c\u4e3a\u65f6\u4fdd\u62a4\u81ea\u5df1\u514d\u53d7 HIV \u611f\u67d3\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/emen8.com.au\/zh-hans\/knowledge-hub\/hiv-prevention\/condoms\/\">\u5b89\u5168\u5957<\/a>\u662f\u9884\u9632 HIV \u548c\u6027\u4f20\u64ad\u611f\u67d3\u7684\u53e6\u4e00\u79cd\u5ec9\u4ef7\u800c\u7b80\u5355\u7684\u65b9\u6cd5\u3002\u5b83\u4eec\u53ef\u4ee5\u5728\u8d85\u5e02\u548c\u836f\u5e97\u4e70\u5230\u3002\u60a8\u4e0d\u9700\u8981\u4fdd\u9669\u6216 Medicare\u3002\u786e\u4fdd\u6bcf\u6b21\u53d1\u751f\u6027\u884c\u4e3a\u65f6\u90fd\u91c7\u7528\u9884\u9632 HIV \u7684\u65b9\u6cd5\u3002\u4e0e\u60a8\u7684\u4f34\u4fa3\u8ba8\u8bba\u5728\u53d1\u751f\u6027\u5173\u7cfb\u4e4b\u524d\u5c06\u91c7\u53d6\u54ea\u4e9b HIV \u9884\u9632\u63aa\u65bd\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u60a8\u53ef\u4ee5\u5728\u5927\u591a\u6570\u6027\u5065\u5eb7\u670d\u52a1\u673a\u6784\u514d\u8d39\u63a5\u53d7<a href=\"https:\/\/emen8.com.au\/zh-hans\/find-a-service\/\"> HIV \u548c\u6027\u4f20\u64ad\u611f\u67d3\u68c0\u6d4b<\/a>\u3002\u60a8\u4e0d\u9700\u8981 Medicare 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